Buying a home can be one of the most critical decisions of your life. That’s why preparing is vital.
Here are some basic requirements you need to obtain before starting the process.
Basic Requirements
- Proof of down payment required at pre-approval ($5,000 at least).
- Proof of employment for the last 12 months (Pay Stubs and most recent W2’s).
- If self-employed, the most recent two years of signed federal income tax returns.
- Proof of at least 12 months of consecutive rental history.
- A minimum of 2 active lines of traditional or alternative credit for at least 12 months.
Future Homes Realty Inc. works with any bank or lender.
For further assistance or to evaluate your specific case, book an appointment with us.